If you're about to start your first job in India, there's a government scheme that could put up to ₹15,000 directly in your bank account — just for being a first-time employee. It's called the Pradhan Mantri Viksit Bharat Rozgar Yojana (PM-VBRY), and a lot of students and freshers haven't heard of it yet. Here's everything you need to know, in plain language.
What is PM-VBRY?
PM-VBRY is a flagship employment-linked incentive scheme launched by the Government of India, implemented by the Ministry of Labour & Employment through the Employees' Provident Fund Organisation (EPFO). It's designed to do two things at once: encourage employers to create new formal jobs, and put money directly into the pockets of people taking their first job.
The scheme runs from 1 August 2025 to 31 July 2027, with a total outlay of roughly ₹99,446 crore, and a target of supporting the creation of over 3.5 crore jobs — of which around 1.92 crore are expected to be first-time entrants into the workforce.
What's in it for you (Part A — Employee Benefit)
If you're a first-time employee, here's what you can receive:
- An incentive equal to one month's EPF wage, up to a maximum of ₹15,000
- Paid in two instalments — the first after you complete 6 months of continuous service, the second after 12 months, provided you've also completed a mandatory Financial Literacy module
- Money is transferred directly to your Aadhaar-linked bank account (DBT — Direct Benefit Transfer)
Are you eligible?
- You must never have been a member of EPFO or any exempted provident fund trust before 1 August 2025
- You must join an EPFO-registered establishment between 1 August 2025 and 31 July 2027
- You need an Aadhaar-authenticated UAN (Universal Account Number), generated via face authentication on the UMANG app
- Your gross monthly wage must be below ₹1,00,000
- You must stay with the same employer for at least 6 months to receive the first instalment
What employers get (Part B)
Employers who create new jobs beyond their existing headcount can receive a monthly incentive too — between ₹1,000 and ₹3,000 per new employee, depending on the employee's wage band, for up to two years. This is part of why the scheme is designed to benefit both sides of the hiring equation, not just job seekers.
How to apply
- Check with your employer first — if they're EPFO-registered, you may be automatically eligible once your UAN is generated
- Download the UMANG app from the Play Store or App Store
- Generate or verify your UAN using Aadhaar-based face authentication
- Search for "PMVBRY" within the app and complete your registration with your employment and bank details
- Complete the Financial Literacy course before your 12-month mark, to unlock the second instalment
For the most accurate, up-to-date process, always refer to the official PM-VBRY portal or the EPFO website linked below — government processes can be updated, and we want you working from the current version, not ours.
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Join the Flyancer Waitlist →Frequently asked questions
Is PM-VBRY only for private sector jobs?
Yes — the scheme is designed for the organised private sector and does not apply to government sector jobs.
What if I switch jobs after receiving the first instalment?
You'll generally need to update your employment details on the scheme portal to maintain continuity — check the official portal for the current process, since this can change.
Is there a deadline to register?
The scheme's registration window runs through 31 July 2027, but specific deadlines can be updated by the government, so always check the official portal for the latest information.
Official sources & where to apply
This article summarizes publicly available information for general awareness. For official, authoritative, and current details, please refer to: